These Patalyze Credit Terms (“Terms”) are an agreement between the Customer and Patalyze GmbH and
govern the customer’s purchase, receipt, or use of any Credit redeemable for Patalyze’s Services (“Credit”).
Capitalized terms used but not defined in these Terms will have the meanings set forth in the agreement
between Customer and Patalyze governing Customer’s use of the applicable Services (the “Agreement”).

1. Patalyze offers the option to prepay for certain Services through the purchase of Credits (“Paid Credits”). Paid Credits represent the amount Customer has paid in advance for use of the respective Services. Additional terms may apply to specific Services.

2. Patalyze may also offer Credits free of charge as part of a promotional program rather than for purchase (“Free Credits”). Free Credits will not be applied against any sales, use, gross receipts, or similar transaction based taxes that may be applicable to the Customer.

3. Credits are not legal tender or currency; are not redeemable, refundable, or exchangeable for any sum of money or monetary value; have no equivalent value in fiat currency; do not act as a substitute for fiat currency; and do not constitute or confer upon the Customer any personal property right. Credits are non-transferable and may be used only in connection with the applicable Service.

4. All sales of Services, including sales of prepaid Services, are final. Credits are not refundable and expire one year after the date of purchase or issuance if not used, unless otherwise specified at the time of purchase.

5. Credits are consumed on a First-In-First-Out (FIFO) basis. The customer can not select the order in which Credits are consumed. Within the framework of an Agreement, all users consume from the same Credit balance.

6. The available Credit balance may be reviewed in the Customer’s Patalyze account. The customer is solely responsible for verifying that the proper amount of Credits has been added to or deducted from the Credit balance. The Credit balance is not a bank account, digital wallet, stored value account, or other payment device.

7. Patalyze prohibits and does not recognize any purported transfers, sales, gifts, or trades of Credits. Evidence of any attempt to use, sell, or transfer Credits in any manner violates these Terms and may result in revocation, termination, or cancellation of the Credits and/or Customer’s use of the Services without refund and/or immediate suspension or termination of Customer’s account.

8. Patalyze reserves the right to suspend or terminate Customer’s use of the Services in accordance with the Agreement, including suspending or terminating Customer’s Credit balance, in compliance with applicable law.

9. Patalyze may modify these Terms at any time by posting a revised version on the Patalyze website or by emailing the email associated with Customer’s account. The modified Terms will become effective upon posting or, if Patalyze notifies Customer by email, as stated in the email message. By receiving or using any Credit after the effective date of any modification to these Terms, Customer agrees to be bound by the modified Terms.